Alison Valentine

Alison Valentine

Friendly bacon nerd. Lifelong twitter lover. Amateur music advocate. Unapologetic musicaholic. Total twitter practitioner.

51 Articles Written
Can i get financed with a 600 credit score?

Can i get financed with a 600 credit score?

A credit rating of 600 is not considered too low, but rather “reasonable” or slightly lower than average in the eyes...

What credit score do you need for a medical loan?

What credit score do you need for a medical loan?

In most cases, you need a credit score of at least 580 for a medical loan, since most medical loans are just...

Should i worry about medical bills in collections?

Should i worry about medical bills in collections?

Medical bills you don't know could be hurting your credit, and the odds are not in your favor. In fact, the Consumer...

What credit score is needed for a medical loan?

What credit score is needed for a medical loan?

There are also some lenders that offer medical loans for bad credit. Borrowers can only choose between two repayment term ...

Does a secured loan make sense?

Does a secured loan make sense?

When considering financing options, one of the questions that often arises is, does a secured loan make sense? A secured...

Is a secured loan a good thing?

Is a secured loan a good thing?

Secured loans generally allow you to borrow more money at lower rates, but they put your property at risk if you don't...

What are the steps in the loan process?

What are the steps in the loan process?

Here's a detailed explanation of each step. An interest rate change of just 1 percentage point, for example, could...

What is a secured medical loan?

What is a secured medical loan?

They usually require a minimum credit score of 620. These are loans from a bank or credit union that you back up with...

How long are medical loans?

How long are medical loans?

Terms usually range from 12 to 60 months, although some lenders offer long-term loans. The shorter your loan, the more...

Does a secured loan require a credit check?

Does a secured loan require a credit check?

While secured loans are less risky for lenders, the application process generally requires a rigorous credit check,...

What are the 6 steps of loan process?

What are the 6 steps of loan process?

Submit required documentation, such as pay stubs, tax documents, and credit statements. Do you have questions about...

How To Maximize Your Credit Score With A Tradeline In Medical Loans

How To Maximize Your Credit Score With A Tradeline In Medical Loans

Having a good credit score is essential for anyone who wants to be financially successful. Without a good credit score,...

Do medical bills affect your credit score?

Do medical bills affect your credit score?

Medical providers generally don't submit reports to credit bureaus. However, they could hand over unpaid medical debts to ...

Is it better to pay off credit cards for medical bills first?

Is it better to pay off credit cards for medical bills first?

It's best to pay off credit card debt first. Even when medical debt comes with interest, credit card interest rates tend...

How does a medical loan work?

How does a medical loan work?

Medical loans are a type of personal loan used specifically for health-related expenses. In general, medical loans are...

Should i take out a loan to pay off medical bills?

Should i take out a loan to pay off medical bills?

You can get a personal loan for medical expenses from banks, credit unions, and online lenders. Some lenders specialize...

Finding Financial Peace Of Mind: Leveraging A Home Insurance Agent In Manchester And Medical Loans

Finding Financial Peace Of Mind: Leveraging A Home Insurance Agent In Manchester And Medical Loans

In the pursuit of financial stability and peace of mind, the strategic utilization of a home insurance agent in...

Can you get a personal loan for surgery?

Can you get a personal loan for surgery?

Yes, you can get a loan for surgery. Medical loans are usually general-purpose personal loans that can be used to finance ...

Earn While You Pay: How Credit Union Cash-Back Checking Can Help You Manage Medical Loans In Central Texas

Earn While You Pay: How Credit Union Cash-Back Checking Can Help You Manage Medical Loans In Central Texas

Medical bills can be a major financial burden, especially when unexpected health issues arise. With many people in...

Medical Loans: What To Consider When Applying

Medical Loans: What To Consider When Applying

When you are in need of medical attention, the last thing you want to worry about is how you're going to pay for it. This ...

Do medical loans have lower interest rates?

Do medical loans have lower interest rates?

Medical loans can be an expensive financing option. While some borrowers may be eligible for low-interest personal loans, ...

Say Goodbye To Medical Loans: The Benefits Of Consulting With An Independent Medicare Advisor In Lakeland, FL

Say Goodbye To Medical Loans: The Benefits Of Consulting With An Independent Medicare Advisor In Lakeland, FL

Navigating the complex world of Medicare and healthcare options can be overwhelming, especially when faced with the...

Can you get a personal loan for medical expenses?

Can you get a personal loan for medical expenses?

Personal loans can be used for a variety of medical treatments, including elective procedures, fertility treatments,...

Can you borrow money for medical expenses?

Can you borrow money for medical expenses?

Yes, you can apply for a personal loan to pay for just about anything. It's not insured, which means there's no guarantee.

Should i take a loan with a lower or higher interest rate?

Should i take a loan with a lower or higher interest rate?

In short, the lower the rate you pay to apply for a loan, the more you can save on your loan. If you are a reasonably...

Should i pay off medical bills or credit cards first?

Should i pay off medical bills or credit cards first?

It's best to pay off credit card debt first. Even when medical debt comes with interest, credit card interest rates tend...

Can i borrow money with a 600 credit score?

Can i borrow money with a 600 credit score?

A credit score of 600 is still considered fair, making it possible to get a debt consolidation loan. In fact, there are...

Is a personal loan a hard or soft inquiry?

Is a personal loan a hard or soft inquiry?

A formal application for a personal loan triggers a thorough credit check, which is a more thorough evaluation of your...

What is the best way to pay medical bills?

What is the best way to pay medical bills?

When it's time to pay, the best thing to do is to use cash, a check, or a debit card. You may not be able to pay in full, ...

What is a medical loan?

What is a medical loan?

A medical loan is a special type of personal loan that is only used to pay for health care. Medical loans, which are...

Can medical bills ruin your credit score?

Can medical bills ruin your credit score?

Medical providers generally don't submit reports to credit bureaus. However, they could hand over unpaid medical debts to ...

What type of loan is a medical loan?

What type of loan is a medical loan?

A medical loan is an unsecured personal loan that covers health care costs. It can be used to consolidate existing...

Is it better to have a secured loan or unsecured loan?

Is it better to have a secured loan or unsecured loan?

Secured personal loans usually have lower interest rates, but your collateral may be garnished in the event of default....

Can a personal loan be used for medical bills?

Can a personal loan be used for medical bills?

Yes, you can apply for a personal loan to pay for just about anything. It's not insured, which means there's no guarantee.

Can medical bills destroy credit?

Can medical bills destroy credit?

A medical bill alone won't affect your credit. Unpaid medical bills can be sent to debt collectors, at which point they...

Do secured loans affect credit score?

Do secured loans affect credit score?

Secured loans can affect credit; it depends on whether it relates to your credit history or credit rating. A secure loan...

What is the interest rate on a medical loan?

What is the interest rate on a medical loan?

You can get a medical loan like any other type of personal loan, through a bank, credit union, or online lender. Search...

Is a secured loan a hard inquiry?

Is a secured loan a hard inquiry?

Applying for a secured loan with Regions Bank will result in a thorough credit consultation, which may affect your credit ...

Should you put medical bills on credit card?

Should you put medical bills on credit card?

Keep these three things in mind before you pay your medical bill with your credit card · 1. Next, Zamosky and financial...

Is it always better to choose the loan with the lowest interest rate?

Is it always better to choose the loan with the lowest interest rate?

A lower interest rate isn't always a long-term savings. Interest rates are important, but a lower interest rate isn't the ...

Can i get a medical loan with a 500 credit score?

Can i get a medical loan with a 500 credit score?

If your credit score is in the 500 range, you may think you can't get medical funding. That is not necessarily the case.

How do you finance medical expenses?

How do you finance medical expenses?

. Personal loans can be an effective way to finance your medical expenses.

Are medical bills being forgiven?

Are medical bills being forgiven?

It's unlikely that your medical debt will be forgiven, but there are ways to get some form of financial help for those...

What credit score is needed for medical financing?

What credit score is needed for medical financing?

In most cases, you need a credit score of at least 580 for a medical loan, since most medical loans are just...

Do banks offer medical loans?

Do banks offer medical loans?

Yes, banks do offer medical loans to help individuals cover their healthcare expenses. These loans are designed to assist ...